Introductions to retirement income specialists

Retirement Income Specialists helps retirees and pre-retirees understand what guaranteed monthly income their savings could produce — and connects them with an independent professional who can run those numbers properly.

What we do

We publish educational material on retirement income planning and offer a short evaluation that helps you think through your timeline, your savings, and how you would like to draw income. When it makes sense, we introduce you to an independent financial professional who is appropriately licensed to serve you in your state.

What we are not

Retirement Income Specialists is a referral platform — not an investment adviser or broker-dealer — and does not provide advice. We do not recommend products, manage money, or sell insurance. The advisor you speak with runs their own independent practice and is not an employee or agent of Retirement Income Specialists.

Who this is for

Retirees and pre-retirees with $250,000 or more in savings who want to understand their income options. You do not need to be retired already — people who are still several years out often benefit most, because there is more time to plan.

What it costs

There is no cost or obligation for the initial evaluation. If an annuity is not appropriate for your situation, your advisor will tell you directly and may discuss other strategies they believe are a better fit for your goals.

Start your income evaluation →

Last updated 26 August 2026.